Delhi NCR MSMEs - Serving Chirag Delhi and Beyond

Fast Business Loans &
Working Capital
for Your MSME

Running a business means capital needs don't wait. BnpFinCap helps MSMEs across Delhi NCR secure business loans, working capital, and property-backed financing without the runaround banks are known for.

Business Loans, LAP, and OD/CC for working capital
Doorstep or virtual consultation, your choice
One partner for financing, insurance, and investments
Free, no obligation7 days a weekDoorstep or virtual
Current Indicative Rates

Loans Starting From

Home Loan (HL)@7.50%
Auto Loan (New & Used)@7.50%
LAP (Loan Against Property)@9.50%
OD / CC (Working Capital)@9.50%
Personal Loan (PL)@10.49%
Business Loan (BL)@13.50%
Credit CardAvailable
All Financial Services

Loans, Funds & Insurance Under One Roof

Most MSMEs juggle a bank for loans, an agent for insurance, and another advisor for investments. BnpFinCap brings all of it together, so your business and personal finances are planned with one clear picture in mind.

Business Loans

Unsecured and secured funding for expansion, inventory, and operations. Business Loan starting at 14.55% p.a.

Loan Against Property

Unlock capital from your owned property at competitive terms. LAP starting at 9% p.a. while you retain full ownership.

Working Capital (OD/CC)

Overdraft and cash credit lines at 9.5% to smooth out cash flow gaps. Draw and repay as your business cycles demand.

Home & Auto Loans

For business owners and their families. Home Loan at 8% and Auto Loan (new and used) at 8.5%, handled with the same care.

Mutual Funds & PMS

Grow surplus business capital with managed investment options. Free Demat account for trading. SIP or Lumpsum via top fund houses.

Life & General Insurance

All types: Term, Life, Health, Motor, Passenger and Commercial. Bajaj, Shriram, and Mahindra FDs for stable reserves.

Credit Cards

We help your business access the right credit card products to manage day-to-day expenses and earn rewards on business spending.

Why Choose BnpFinCap

Delhi NCR MSMEs Trust Us for Capital & Growth

Financing a small or mid-sized business takes more than paperwork. It takes someone who understands local business cycles, documentation realities, and the urgency behind every funding request.

Local Expertise

Based in Chirag Delhi and familiar with MSME lending across the NCR region, from Okhla to Gurugram to Faridabad.

One Advisor, Many Products

Loans, insurance, and investments coordinated together, not sold in isolation, so your financial picture stays joined up.

Transparent Guidance

Clear terms and honest comparisons before you sign anything. No hidden charges, no fine-print surprises.

Ongoing Relationship

Support beyond disbursal, including renewals, top-ups, and portfolio reviews so your funding grows with your business.

MSME business owner consulting with a financial advisor at their Delhi office
How It Works

Book Your Free Consultation, Doorstep or Virtual

Getting started is simple and built around your schedule. No long forms, no waiting rooms, no pressure.

Book a Free Consultation

Online or by phone. Pick doorstep, virtual, or our Chirag Delhi office, whatever works for your schedule.

Share Your Needs

Tell us about your business and funding needs so we can map out the right loan or investment fit for your profile.

Review Your Proposal

Receive a clear, straightforward proposal with terms explained in plain language. Ask anything, take your time.

Capital in Your Account

Move forward with documentation and funding support until the capital is in your hands. We stay with you end to end.

Real MSMEs, Real Outcomes

Funding Results Across Delhi NCR

MSMEs across Chirag Delhi, Lajpat Nagar, Okhla, Noida and Gurugram come to us when banks move too slowly or paperwork feels impossible to navigate alone.

500+MSMEs Funded
7 DaysA Week, Available
NCR-WideCoverage & Doorstep
Multi-BankLenders Compared
OD/CC - Okhla

A garment trading unit near Okhla needed working capital to cover a bulk festive-season order. We structured an OD/CC facility against receivables so cash kept moving without disrupting production.

LAP - Faridabad

A small manufacturing unit in Faridabad wanted to expand its shop floor but did not want to liquidate its property. We arranged a Loan Against Property that released capital while they kept full ownership and use of the asset.

Loan + Insurance - South Delhi

A family-run retail business in South Delhi needed both a working capital line and General Insurance cover for inventory and premises. We handled both in a single consultation, no two separate agencies needed.

Doorstep and virtual consultations, 7 days a week
Multiple banks and NBFCs compared for every file
Support through documentation, sanction and disbursal
One advisor for loans, investments and insurance
Commercial street scene in South Delhi representing the MSMEs BnpFinCap serves
Questions Answered

Loans, LAP & Insurance - Your FAQs

Who can apply for a business loan through BnpFinCap?
Any registered MSME, proprietorship, partnership or private limited company in Delhi NCR with at least 1-2 years of business vintage and basic financial records can apply. We assess your profile first and tell you honestly which lenders are likely to work for your case.
What is the difference between a Business Loan and Working Capital (OD/CC)?
A business loan gives you a lump sum for a fixed tenure, usually for expansion, equipment or a one-time need. OD/CC is a revolving credit line against your stock, receivables or property that you draw and repay as cash flow allows.
How does a Loan Against Property (LAP) work?
You pledge a residential or commercial property as collateral and get access to a larger loan amount at comparatively lower interest than unsecured credit, usually with a longer repayment tenure. You continue to own and use the property throughout.
What documents will I need?
Typically KYC documents, business registration proof, bank statements, ITR and GST filings, and property papers for LAP. We give you a checklist specific to your case before your consultation so there are no surprises later.
How long does approval and disbursal take?
It depends on the lender and loan type, but once documents are complete, most working capital and business loan cases move faster than going directly to a bank, because we pre-package your file the way underwriters want to see it.
Do you only help with loans, or also with insurance and investments?
Both. Alongside Business Loans, LAP and OD/CC, we advise on Home and Auto Loans, Mutual Funds, PMS, Corporate FDs, and Life and General Insurance, so your financing and your protection are planned together, not separately.
Is the initial consultation really free, and is there any obligation?
Yes. The first consultation, whether at our Chirag Delhi office, at your business premises, or over a video call, is free and carries no obligation to proceed.
Book a Free Consultation

Visit Chirag Delhi or Book Online, Your Call

Prefer face to face? Walk in to our office opposite Hanuman Mandir. Can't travel? We come to you, or we meet over a video call at a time that suits your business hours.

Our Office T-456C, Ground Floor, Chirag Delhi, New Delhi-110017, opposite Hanuman Mandir
Call Us Directly8860236625 / 8851703388
Hours Open 7 days a week by appointment. Doorstep across Delhi NCR.
Get My Free Consultation
No obligation. Doorstep or virtual. Takes 60 seconds.

Free consultation. No obligation to proceed. 7 days a week.